Home Warranty When Buying A House at Buying

Home Warranty When Buying A House. The importance of a home warranty. Many savvy home sellers will offer a warranty to buyers as a part of the purchase.

A home warranty policy covers repairs on appliances and major home systems that break down, which can be helpful in your first year of homeownership in particular. What exactly does a home warranty cover when buying a house? A home warranty is not an insurance plan.

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If a buyer’s home warranty coverage is offered by the seller at no additional charge, by all means, you should accept it. Obtaining a home warranty when buying a home is probably one of the smartest investments you can make. While homeowners are often required to get homeowners insurance along with their mortgage, home warranties are a fully optional purchase. Home warranty coverage, also called a homeowners warranty, is an insurance of sorts that covers systems in your home, like appliances, plumbing, ductwork, and more.